Dental
Dental coverage helps you maintain a healthy smile with preventive care, basic services, and major procedures. You can visit any licensed dentist, but you’ll save the most when you use an in-network provider who has agreed to discounted rates. Out-of-network dentists may charge more than the plan’s allowed amount, and you may be responsible for the difference. Most plans cover preventive services—such as exams, cleanings, and X-rays—at 100% when you stay in-network, making regular checkups an easy way to protect your oral health and avoid costly issues.
Cigna Dental Base
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Maximum (Individual/Family)
$1,500/$1,500
Preventive Care
$0
Basic Services
20%
Major Procedures
50%
Orthodontia (Adults and Children)
Not Covered
Out-of-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Maximum (Individual/Family)
$1,500/$1,500
Preventive Care
$0
Basic Services
20%
Major Procedures
50%
Orthodontia (Adults and Children)
Not Covered
Monthly Plan Cost
Employee Only: $12.00
Employee and Spouse/DP: $22.00
Employee and Child(ren): $22.00
Employee and Family: $36.00
Cigna Dental Buy-Up
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Maximum (Individual/Family)
$2,000/$2,000
Preventive Care
$0
Basic Services
10%
Major Procedures
40%
Orthodontia (Adults and Children)
50% up to a lifetime maximum of $1,500
Out-of-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Maximum (Individual/Family)
$2,000/$2,000
Preventive Care
$0
Basic Services
20%
Major Procedures
50%
Orthodontia (Adults and Children)
50% up to a lifetime maximum of $1,500
Monthly Plan Cost
Employee Only: $18.00
Employee and Spouse/DP: $33.00
Employee and Child(ren): $33.00
Employee and Family: $54.00